Start protecting the place that you and your loved ones call home.

Simply put, a homeowners policy should make you financially "whole" again if your home is damaged or destroyed by events like fire or storm, or is burglarized.

Why to choose Stillwater Homeowners Insurance?

Simply put, a homeowners policy should make you financially "whole" again if your home is damaged or destroyed by events like fire or storm, or is burglarized. With Stillwater, you can build a policy that'll help you stay financially whole if the unthinkable happens.


Product Highlights

Product Highlights

Pays claims based on the cost to rebuild your home. That can be more than your home's market value.
Pays the replacement cost of your home's contents, not a depreciated value based on its age or condition.
Offers deductible options, and discounts that save you money.
Pays for damage to, or theft of, most personal items including appliances, furniture, electronics, and clothing.
Pays the bills or expenses you have as a result of losing the use of your residence.

Choose a deductible that fits your budget

The deductible - which you choose when you buy a policy - is the amount you have to pay before the insurance company starts to pay for a covered loss. Generally speaking, the higher the deductible you choose, the lower your premium.

Save money with discounts

The sense of peace that comes with a Stillwater Homeowners policy is available at an affordable rate.. and with discounts that will help you save.

  • Accredited Builder
  • Age of Insured
  • Automatic Sprinkler
  • Gated Community
  • Home Alarm Protection
  • Marital Status
  • Multi-Policy
  • Newly Acquired Home
  • Roof-Type
  • Utility Upgrade

Will insure homeowners with subpar credit and prior policy lapses

One of this company's most notable traits is that they write policies for most home types and circumstances — even homes that didn’t have insurance prior to applying with Stillwater. So if you’ve been given the thumbs down by carrier after carrier because your home wasn’t insured, Stillwater may be your best bet.

Multiple discount opportunities

Stillwater offers policyholders discounts on protective devices, or if your home is built by an accredited builder, together with bundling discounts. There is no shortage of ways to keep your premiums low with Stillwater.

Easily customizeable policies

Whether you're interested in the bare-minimum coverage amounts or a full-on replacement cost policy with maximum coverage limits for each component and multiple policy endorsements, Stillwater has you covered.

When it comes to protecting your assets, we make the grade.


Has the financial strength and capability to guarantee our customers' polices and keep them secure.


Proven track record of predicting financial stability in the insurance industry and substantiates

Find out which plan is right for you
Policies are customized according to your needs. We have simplified the process to help you find the right policy that fits your budget and loved ones.
Get your quote now