Life insurance that treats you better.

The whole reason we do things differently around here is to make the process of buying life insurance a lot less complicated, confusing and unpleasant. In fact, we always strive to deliver Total Customer Happiness. With SBLI, you may just be surprised by how great you feel when getting life insurance to protect the ones you love most.


How SBLI Term works

Life insurance doesn’t have to be complicated. SBLI has made it easy for you to get simple, affordable term life insurance to protect and provide for your family. Get a decision on the spot with an easy online application that you can start and finish in minutes.


Product Highlights

Guaranteed premiums that stay the same for the selected initial term period. Plus, at the end of this level period, the policy can be continued to age 85 at annually increasing rates
Coverage amounts from $25,000 to $1,000,000, depending on age and income
Currently available for citizens and legal residents in 49 states, excluding NY
Issue ages 18-55 years old
Single Insured coverage only
20-day free look-back period

10-Year term is available for ages 18-55, while 15- and 20-Year term is available for ages 18-50


  • Choice of 10, 15, or 20-Year Level Term Life Insurance Age 18-551
  • Simplified Issue process with an on the spot decision
  • No medical exam required
  • Health classes: Preferred Plus, Preferred, Select, Standard,Nicotine

Qualifying Life Events

  • Marriage, a domestic partnership, or a civil union Adding a member to the family- either a newborn baby, adopted child or stepchild
  • Investing in a home or taking out a personal loan
  • A salary increase of more than 10% over the prior year

Accelerated Death Benefit Rider

Included at no additional cost, providing early access to a portion of the death benefit if the insured is diagnosed with a terminal illness

Strength and Ratings

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Our financial foundation has always been strong. And we take a prudent, cautious approach to our finances to ensure it always will be. For more than 110 years, policyholders have been able to trust that our financial strength means we’ll be there for them when they need us most.

Since founding, we have protected over 1,000,000 families.

Continuing to meet the needs of policyholders when they needed us the most.


Continuing to meet the needs of policyholders when they needed us the most.

Frequently Asked Questions

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Find out which plan is right for you
Policies are customized according to your needs. We have simplified the process to help you find the right policy that fits your budget and loved ones.
Get your quote now